Great article!

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For many, retirement investing is about calculation of odds and balancing of probabilities. Is it better to over-indulge and enjoy a world cruise, or live in denial because the money may be required in order to pay for nursing home expenses? What about invest aggressively so as to grow the nest egg ever-larger, as opposed to reducing risks and playing it safe?

These are anxiety-inducing questions most certainly, driven only further by the fact that the blame for these tough questions lies firmly on the fact that many people now live long and healthy lives. Back in the 1930’s, the average person living in the United States could expect to live for approximately 60 years, whereas these days it’s risen to 80 to 85 years. Thus, while grandparents and great-grandparents didn’t expend much time worrying about their pensions, today it’s very much a different matter!

Fate tends to have…

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